Originally from: Farmtalking
Hi Coleen!
I think we are probably starting to take a leaf out of the American's book!
There can be few of us who could afford to take the Government, or anyone else, to Court on a charge of negligence and seeking damages in compensation, either here or in the US.
However, I guess you've noticed that people do sue in the States and sometimes here and for vast sums of money too.
Professionals, ie: doctors, dentists, etc. and companies, have to pay huge sums in insurance premiums to cover themselves for such an eventuality.
Lawyers too can take out insurance to cover the costs of a case if they lose but they have to be very accurate in what they estimate to be the percentage chance they have of 'winning' an individual case to be accepted as a risk by the insurers.
As far as I know there is no 'blanket' cover available to them, each case is accepted or rejected by the insurers on an individual basis and the premiums can be very costly. If lawyers get their estimate wrong they're unlikely to be accepted as a risk ever again!
Therefore, in order to avoid being sued it pays to make sure that the proceedure used or goods manufactured – especially drugs etc – are really 'safe as possible' before being launched on the wider world.
Hence what appears to be a more open attitude to questions in the USA. They are somewhat further on in this field than we are but I'm sure we'll catch up soon!
Even for private individuals it's well worth checking that both public and employer's liability is well covered by insurance. The chance that someone will sue you because they tore their dress on your gatepost or a window cleaner tripped over your planter when polishng your french windows is ever more likely these days!







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